You’re Secure with RiskAlgo.

At RiskAlgo, we are dedicated to assisting you in achieving financial sustainability. We achieve this by developing innovative solutions in the areas of receivables and supply risk management, as well as digital financial advisory..

Riskalgo brings together human expertise, artificial intelligence and Robotic Process Automation to save you time

Risks Are Rising...

Increase in the number of drawers whose cheques bounced in the last 12 months
0 %
Surviving Businesses in Turkey in the 5th year of their establishment...
0 %
In 2025 (January-October)number of files for which “Concordat Application and Temporary Period”
0
The increase rate in concordat files over the past two years
0 %

Number of Companies Exposed to at least one of the 4 Major Risk Factors in Türkiye…

LIQUIDITY

Businesses in Turkey are
largely exposed to Asset /
Liability Maturity mismatch,
and this maturity mismatch
may prevent the continuation
of commercial activities due
to fluctuation of market
conditions.

HIGH INDEBTEDNESS

A company’s financial structure is a key factor in its resilience to crises and its ability to access financial resources at reasonable prices at any given time. The most important indicator of a company’s financial structure is its credit rating.

RECEIVABLE
RISK

The Companies’ products are often sold on credit due to Buyers’ capital inadequacy and competition in the sector. This increases the risk during market downturns, when the collection of receivables can present challenges in fulfilling the Companies’ obligations.

CURRENCY COMMODITY

The Turkish economy, which has historically experienced a current account deficit problem, increases the exchange rate risks carried by Companies. In addition, effective inventory management is essential to ensure that fluctuations in commodity prices do not have a negative effect on balance sheets.

Why RiskAlgo ?

Protects

It is important that you closely monitor your commercial relationships with Customers and Suppliers. The system provides recommendations on the optimum tenor, amount and payment method structure for your commercial relationships. At the same time, it allows you to increase profit margin by conducting a review of your pricing policy for relatively high-risk customers. In cases where the risk is very high, it mitigates the potential loss of money or prevents further risk being taken in an existing relationship.

Sees Opportunities

Riskalgo not only protects your business from credit/delivery risk, it also supports sales growth by allowing you to work with larger limits on companies whose financial structure is strong and/or improving over time. As part of the report, the changes and reasons affecting the rating for the last 2 financial years and the actions required to improve the rating are reported. It also summarises the indicators that differ from those of the sector.

Scientific

All data used in the report is sourced from official, impartial institutions and organisations.The Rating, the report's most significant output, is calculated by crossing the financial score and the behavioural score with international financial standards. The report provides an analysis of the Rating and the reasons for any changes affecting it over the last two financial periods. It also identifies actions that could be taken to improve the Rating, and summarises the indicators that differ from the sector.

Reliable

The collection and preparation of the report adheres to the Personal Data Protection Law. No data or documents are shared with third parties without the consent and authorisation of the parties concerned. All data and reports are protected by certified security applications.

Positioning

It enables you to understand the comparative analysis of your own company or the company you are questioning with the sector, the trend of its financial performance, its strengths and weaknesses, its risks, and its situation in the financial sector and market. Scale classification has been implemented in the reporting of sector data. For instance, if your company or the party you trade with is classified as small-scale, all comparisons are made with small-scale companies in the sector, thus enabling a more rational analysis.Thanks to these features, it also fulfils the role of a digital financial advisor.

Warns

If you wish, advanced algorithms powered by artificial intelligence will periodically calculate and notify you of changes in the risk of the party you are trading with. You can also set your own risk criteria. Using the Early Warning System, you can set customised alerts, for example, if the company's rating falls by a number of notches and/or enters the very risky rating category and/or in case of any delays in the financial system and/or the recommended trading limit falls below a level you specify.

Efficient

The system's design as an integration of end-to-end digital processes enables to offer product packages at a low cost, while providing a comprehensive report.  The system's streamlined approach to time management, ensures optimal operational efficiency for risk management teams.

Fast

The Riskalgo Report can be viewed within minutes of uploading the necessary documents to the system via the Riskalgo Portal.

User Friendly

The system's design as an integration of end-to-end digital processes enables to offer product packages at a low cost, while providing a comprehensive report.  The system's streamlined approach to time management, ensures optimal operational efficiency for risk management teams.

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